Decision tables banner
Decision Tables -- Fair Housing Friendly Tools
Have you ever noticed a collection account on a credit report, and were unsure as to whether it was a Real Estate related Collection?


Stop guessing and start decisioning!


Real ID continues to revolutionize the Tenant Screening Industry, by providing Fair Housing friendly information. Whether you operate a Class A or Class C Property, Collection Accounts are pertinent to the decision making process. By classifying the data by type, Property Management Groups can further streamline the decision, further reducing 'mistake' decisions.
Example:
If Mr. Applicant has a 'Rental or Leasing' Collection Account, that is greater than $100, within the past 36 months, then Auto Fail.

and/or

If Mr. Applicant has a 'Utility' Collection Account, that is greater than $50, within the past 12 months, then Auto Review.


The variables that can be applied here are:
  1. Collection Classification (there are about 15 classes reported by the bureaus)
  2. Amount
  3. How recent
  4. Decision Override
About Real ID Decisions:

Real ID currently offers nearly 100 decision criteria levels to streamline the Tenant Screening process.

Decision Tables provide a real solution:

thumb downCompliance with Fair Housing
thumb down Reduce Future Collection Accounts