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Decision Tables -- Fair Housing Friendly Tools
Have you ever noticed a collection account on a credit report, and were unsure as to whether it was a Real Estate related Collection?

Stop guessing and start decisioning!

Real ID continues to revolutionize the Tenant Screening Industry, by providing Fair Housing friendly information. Whether you operate a Class A or Class C Property, Collection Accounts are pertinent to the decision making process. By classifying the data by type, Property Management Groups can further streamline the decision, further reducing 'mistake' decisions.
If Mr. Applicant has a 'Rental or Leasing' Collection Account, that is greater than $100, within the past 36 months, then Auto Fail.


If Mr. Applicant has a 'Utility' Collection Account, that is greater than $50, within the past 12 months, then Auto Review.

The variables that can be applied here are:
  1. Collection Classification (there are about 15 classes reported by the bureaus)
  2. Amount
  3. How recent
  4. Decision Override
About Real ID Decisions:

Real ID currently offers nearly 100 decision criteria levels to streamline the Tenant Screening process.

Decision Tables provide a real solution:

thumb downCompliance with Fair Housing
thumb down Reduce Future Collection Accounts